Types of Car Insurance Coverage

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Types of Car Insurance CoveragePost

Types of Car Insurance Coverage

If you don’t know where to start with auto coverage for your , the best place to start with learning the car insurance basics. See what coverage your state requires to see how much auto insurance you should have. You must purchase the coverages your state requires to drive legally. Then, you can build out...

If you don’t know where to start with auto coverage for yo...

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Best Car Insurance for Classic and Collector Cars

The legal definition of a classic or collector car varies from state to state, and even auto aficionados do not always agree on this issue. In general, however, the industry defines a collector vehicle as any passenger auto, truck, or motorcycle that is rare or unique in some way. Usually, these are vintage vehicles that...

The legal definition of a classic or collector car varies fr...

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Pay-Per-Mile Car Insurance Plans Explained & Reviewed

Since the pandemic, more people work from home and don’t want to pay for insurance on a car they rarely drive. So low-mileage drivers should consider pay-per-mile car insurance. Pay-per-mile insurance offers the same coverages as traditional car insurance, but your mileage determines your rates. If you drive less than average, pay-per-mile programs may save...

Since the pandemic, more people work from home and don’...

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What is fleet insurance?

If you are a business owner, your business may rely on a fleet of vehicles to perform important tasks and assist in the necessary day-to-day operations. This type of business often uses fleet insurance to cover all of the cars owned by the company. Fleet insurance is a special type of commercial car insurance coverage...

If you are a business owner, your business may rely on a fle...

What are the liability limits on car insurance?Post

What are the liability limits on car insurance?

The breakdown of liability limits varies from state to state, according to the type of coverage that’s selected. There’s a difference between required liability insurance and optional coverage. Drivers in all jurisdictions in the United States must maintain mandatory minimum liability limits with the exception of New Hampshire. The most prevalent issues facing drivers of...

The breakdown of liability limits varies from state to state...

What is typical car insurance coverage?Post

What is typical car insurance coverage?

If you wish to legally operate a motor vehicle on a public road anywhere in the United States, you are required to carry a minimum amount of car insurance or provide proof of financial responsibility. And since every state has different requirements, you must be sure that you have the required amount of insurance as...

If you wish to legally operate a motor vehicle on a public r...

Business Travel Car InsurancePost

Business Travel Car Insurance

If you drive a lot for your job, you may need business car insurance. Compare business car insurance options today. Just enter your zip code above to get started for free. Consider these difference scenarios for those who drive for business. Driving Your Own Car for Business If you are driving a car that is...

If you drive a lot for your job, you may need business car i...

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What is “business use” car insurance?

Do you use your car for personal use, business use, or a mix of the two? How you answer this question will determine the type of insurance you need for your car, and it will affect the price of your auto insurance policy. To get started in the process of choosing the right policy for...

Do you use your car for personal use, business use, or a mix...

Is there car insurance for wheelchair-accessible vehicles? (2024 Coverage Details)Post

Is there car insurance for wheelchair-accessible vehicles? (2024 Coverage Details)

Is there car insurance for wheelchair-accessible vehicles? Yes, 85% of insurers provide coverage tailored to vehicle modifications. Insuring a wheelchair van depends on factors like the extent of modifications and additional equipment, but some providers offer more cost-effective options. To get the best deal, compare policies for car insurance for wheelchair-adapted vehicles and make sure...

Is there car insurance for wheelchair-accessible vehicles? Y...

What is 7-day car insurance?Post

What is 7-day car insurance?

When making plans for a vacation, one item might be on the bottom of your list. Your car insurance coverage. Though, if you are attempting to get around on borrowed wheels, and usually take the train, then you may want to consider a short-term insurance plan, also known as short-term, or temporary car insurance. Many...

When making plans for a vacation, one item might be on the b...

When is full coverage car insurance worth it?Post

When is full coverage car insurance worth it?

Many people question the need for full coverage car insurance, but there is no doubt that it is worth it to purchase such coverage in most instances. There are few times when you can safely be without full coverage auto insurance. Every car insurance expert out there recommends that you carry full auto insurance coverage....

Many people question the need for full coverage car insuranc...

Why buy PIP car insurance?Post

Why buy PIP car insurance?

PIP car insurance, also known as Personal Injury Protection, is a coverage that should be a part of your car insurance coverage. Most insurance experts agree that PIP insurance is an important part of any driver’s policy. PIP insurance coverage is there to protect you and your passengers in the event of an accident. While...

PIP car insurance, also known as Personal Injury Protection,...

Explaining Commercial Rental Car Insurance PoliciesPost

Explaining Commercial Rental Car Insurance Policies

Many people use their own private car insurance to cover a rental car. However, private car insurance will not cover business use of a vehicle, and it will not cover business use of a rental car, either. Commercial rental car insurance must be bought to ensure that rental car insurance is provided while the vehicle...

Many people use their own private car insurance to cover a r...

The Most Expensive Types of Car InsurancePost

The Most Expensive Types of Car Insurance

The most expensive type of auto insurance coverage is usually collision. This covers the damage to or replacement of your car if you’re involved in a collision generally with another car. If you look at what each insurance types covers, you might expect comprehensive coverage to be pricier. It’s expensive, but generally a fraction of...

The most expensive type of auto insurance coverage is usuall...

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What does liability car insurance mean?

What is liability car insurance and what does it mean if you have it? What are the advantages and disadvantages? Knowing the facts before you buy insurance protects you and other drivers. Enter your zip code above in our FREE comparison tool today! Why do you need insurance? Let’s start with why you need car...

What is liability car insurance and what does it mean if you...

How does liability car insurance work?Post

How does liability car insurance work?

Anyone who drives a car is aware of auto insurance. Most states require that a driver carries an auto insurance policy with a minimum coverage limit and certain types of coverage. A person who has a lien on their vehicle may also be required by the lien holder or by the state in which they...

Anyone who drives a car is aware of auto insurance. Most sta...

Defining Full Tort Car InsurancePost

Defining Full Tort Car Insurance

Full tort car insurance may be the better alternative when policyholders have the option to purchase either limited tort or full tort insurance. Find and compare car insurance for FREE tool above today! Enter your zip code to get started! Limited Tort Car Insurance Limited tort insurance is the cheaper alternative. By purchasing limited tort...

Full tort car insurance may be the better alternative when p...

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What is flexible car insurance? [Expert Review, Rates, & Discounts]

Flexible car insurance is a new term in the car insurance industry, and although it sounds catchy, it’s not really anything new. Over the last decade, car insurance companies have started offering policyholders more and more convenient ways to pay their bill and choose the types of coverage they need. So, flexible car insurance: what...

Flexible car insurance is a new term in the car insurance in...

SR-22 Insurance – How to File an SR-22 FormPost

SR-22 Insurance – How to File an SR-22 Form

SR-22 car insurance is not a type of car insurance policy but rather a form required by state law to be filed with the Department of Motor Vehicles  Division of Drivers Licenses to show proof of financial responsibility. Read More: Types of Car Insurance Coverage Courts define who must file an SR 22, which also...

SR-22 car insurance is not a type of car insurance policy bu...

What is uninsured motorist car insurance?Post

What is uninsured motorist car insurance?

An optional feature to car insurance is the uninsured motorist policy coverage. Uninsured/underinsured motorist insurance is one of the most important types of coverage any driver should consider. Most (if not all) states do not require drivers to have this coverage in state minimum car insurance requirements. However, that is not surprising due to the...

An optional feature to car insurance is the uninsured motori...

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