Filing a Car Insurance Claim

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How To File a Car Insurance Claim

Car accidents can be stressful and overwhelming experiences. In addition to dealing with the aftermath of the accident, you may also need to file a car insurance claim. Understanding the process of filing a claim can help ease your worries and ensure that you receive the compensation you deserve for damages and injuries. Let’s explore...

Car accidents can be stressful and overwhelming experiences....

How long can my car insurance claim stay open?Post

How long can my car insurance claim stay open?

If you experience a loss, it is your right as the policyholder to file a claim to the contractual agreement to notify your car insurance of an accident as soon as possible. In a perfect world, an auto claims investigation would take just days to complete. Unfortunately, many times the statements given by each party...

If you experience a loss, it is your right as the policyhold...

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Is it a bad idea to claim an injury on your car insurance when you aren’t hurt?Post

Is it a bad idea to claim an injury on your car insurance when you aren’t hurt?

Is it a bad idea to claim injury on car insurance when you aren’t hurt? The answer is definitely yes. You might think the need for extra cash in your pocket is a valid reason, but this is a bad idea. You could end up losing more than your perceived gains.  Losing your good faith...

Is it a bad idea to claim injury on car insurance when you a...

When is a car considered totaled?Post

When is a car considered totaled?

Accidents are sometimes unavoidable. Despite all the safety precautions and crash deterrents, we cannot control the behavior of others behind the wheel or prevent ourselves from ever making a careless mistake. You can, however, protect your assets in the event of an accident by purchasing an auto insurance plan. Even if your vehicle is declared...

Accidents are sometimes unavoidable. Despite all the safety ...

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What does it mean when a car is totaled?

Were you wondering what is considered a totaled car after getting into an accident? You won’t know if your car is totaled until a claims adjuster inspects your vehicle’s damage. But you may have guessed that your car is totaled, especially if you can’t drive it home. So what do you do when a brand...

Were you wondering what is considered a totaled car after ge...

What if I’m in an accident with an insured driver driving an uninsured car?Post

What if I’m in an accident with an insured driver driving an uninsured car?

You may have many questions about what happens after you get into a car accident. For example, will an insured driver driving an uninsured car need to pay damages? Also, what happens if you get into an accident when driving an uninsured car with your insurance? (For more information, read our “What to Do After a...

You may have many questions about what happens after you get...

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What to Do if Your Airbags Deployed in an Accident

Being in a car accident can be very frightening. If you’ve ever been in an accident that caused your air bags to deploy, you may have many questions when it comes to what you’re supposed to do and whether your car will be declared a total loss. In many cases, if your air bags are...

Being in a car accident can be very frightening. If you̵...

Can someone claim on your car insurance without you knowing?Post

Can someone claim on your car insurance without you knowing?

Car insurance helps policyholders to pay for damages caused by an accident in addition to health and monetary compensation in case of fatalities. It is mandatory to have some minimum auto insurance coverage to drive on U.S. roads. However, you shouldn’t break a bank to acquire car insurance. Always shop around and make numerous online...

Car insurance helps policyholders to pay for damages caused ...

How to Make a Claim on Someone Else’s Car InsurancePost

How to Make a Claim on Someone Else’s Car Insurance

Filing a claim on an auto insurance policy should be fairly straightforward. The driver calls their auto insurance company, reports the accident and loss, and then waits for the investigation and claim process to be completed. What happens, however, when another driver crashes into your vehicle? If the driver carries sufficient auto liability insurance, you...

Filing a claim on an auto insurance policy should be fairly ...

How to Win a Car Insurance ClaimPost

How to Win a Car Insurance Claim

It’s illegal to drive without car insurance in all U.S. states. Driving without meeting your state’s auto liability requirements attracts a wide range of penalties. Some of the penalties that uninsured drivers stand to face include tickets, fines, suspension of the driving license, car impounds, and possible jail time. (For more information, read our “Can...

It’s illegal to drive without car insurance in all U.S. st...

How to Sue Someone Who Has No Car InsurancePost

How to Sue Someone Who Has No Car Insurance

Laws exist in virtually all states compelling drivers to carry car insurance. Specifically, the insurance necessary to meet state obligations is auto liability insurance and/or personal injury protection (PIP) in some states. The idea is to make sure you’re not leaving others on the hook if you’re at fault in an accident. It also protects...

Laws exist in virtually all states compelling drivers to car...

Car Insurance Claim Under InvestigationPost

Car Insurance Claim Under Investigation

Whether you file your claim through your own auto insurance company or that of another party responsible for the accident, there will be a claim adjuster assigned to the case. This person will communicate with you to obtain all of the information that you have about the claim and will assess the amount of damage...

Whether you file your claim through your own auto insurance ...

Can I cancel a claim on my car insurance?Post

Can I cancel a claim on my car insurance?

It’s nice to have the right type of auto insurance when you need it. After you crash into a pole or back into a fence, it can be shocking to learn that the minor dents and dings in your car will cost thousands of dollars to repair. If you have comprehensive coverage on your auto...

It’s nice to have the right type of auto insurance when yo...

Can I ask insurance to total my car?Post

Can I ask insurance to total my car?

A car crash can easily turn a good car into a wreck. If you’re in a minor crash, getting your car repaired could be a simple as filing a claim and hiring a shop to do the bodywork. Unfortunately, more serious accident claims can be more difficult to deal with. Instead of filing a claim...

A car crash can easily turn a good car into a wreck. If you&...

Can I change my car insurance after an accident?Post

Can I change my car insurance after an accident?

One of the worst things that you can ever experience as the owner of a vehicle is that of a car accident. Car accidents can cause severe damage to your automobile, to property, as well as to your own health and the wellness of others involved. (For more information, read our “What to Do After...

One of the worst things that you can ever experience as the ...

Can your car insurance company drop you after a claim?Post

Can your car insurance company drop you after a claim?

No one wants to file an auto insurance claim. It means you’ve been involved in some kind of accident. Unfortunately, it often translates to thousands in costs for drivers, even when they weren’t at fault. You have to pay your deductible and anything your insurance doesn’t cover. When you file a claim, it means that...

No one wants to file an auto insurance claim. It means you&#...

How to Determine Value of a Car for InsurancePost

How to Determine Value of a Car for Insurance

When you file an insurance claim, your car is only worth as much as the insurance company says it is. It’s not how much you paid for the car or how much you financed the car for that the insurer uses to value your car. This is why many people who are dealing with a...

When you file an insurance claim, your car is only worth as ...

What happens if my car is totaled and I have GAP insurance?Post

What happens if my car is totaled and I have GAP insurance?

If you are like most American drivers, you have likely been confused or overwhelmed regarding the ins and outs of your insurance policy at one time or another. Not only can auto insurance be difficult to understand but it can also be expensive. Learning more about how your policy works and doing some research will...

If you are like most American drivers, you have likely been ...

How long do car insurance companies keep claims records?Post

How long do car insurance companies keep claims records?

A company transfers claims data from their files to an informational database called C.L.U.E. after a claim is settled. Filing an insurance claim against your policy can have a dramatic effect on the status of your policy. Not only can having too many claims double or triple your premiums, it can make you ineligible for...

A company transfers claims data from their files to an infor...

What happens to car insurance if someone dies?Post

What happens to car insurance if someone dies?

When someone you love passes away, one of the last things that you’re prepared to deal with is property insurance. After you take care of the funeral arrangements and you have a minimal amount of time to grieve, you’re left taking care of the business matters that come with the passing of a loved one....

When someone you love passes away, one of the last things th...

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