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What are the liability limits on car insurance?Post

What are the liability limits on car insurance?

The breakdown of liability limits varies from state to state, according to the type of coverage that’s selected. There’s a difference between required liability insurance and optional coverage. Drivers in all jurisdictions in the United States must maintain mandatory minimum liability limits with the exception of New Hampshire. The most prevalent issues facing drivers of...

The breakdown of liability limits varies from state to state...

How to Remove a Car from InsurancePost

How to Remove a Car from Insurance

In most parts of the country, you are required to purchase minimum liability insurance before you hit the freeways with your new ride. As a result, most car owners in the US have auto insurance. But what if something happens and you don’t need the policy anymore? What if you change your mind? What do...

In most parts of the country, you are required to purchase m...

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If I cancel car insurance, do I get my money back?Post

If I cancel car insurance, do I get my money back?

Personal auto insurance policies last for either 6-month or 12-month periods. Since longer terms protect consumers from rate increases, the longer your term the better. While you might assume you’re obligated to keep your coverage for the whole year, buying a 12-month policy doesn’t mean that you have to keep your policy the whole time....

Personal auto insurance policies last for either 6-month or ...

What if my car insurance has expired?Post

What if my car insurance has expired?

Just like many other areas in life, it is important to keep your car insurance policy current. You must not let your car insurance expire in the first place. You should always check the validity of your policy and need to renew it before the due date . If it is within your power, never...

Just like many other areas in life, it is important to keep ...

How to Get Away With No Car InsurancePost

How to Get Away With No Car Insurance

According to the Insurance Information Institute, 12.6 percent of all drivers do not have car insurance. While this may not sound like a high percentage, the Federal Highway Administration has reported that there are 190,625,023 drivers throughout the United States, which means more than 24 million drivers are uninsured. The reasons these drivers fail to purchase...

According to the Insurance Information Institute, 12.6 perce...

What is typical car insurance coverage?Post

What is typical car insurance coverage?

If you wish to legally operate a motor vehicle on a public road anywhere in the United States, you are required to carry a minimum amount of car insurance or provide proof of financial responsibility. And since every state has different requirements, you must be sure that you have the required amount of insurance as...

If you wish to legally operate a motor vehicle on a public r...

How do I get a car insurance quote without a car?Post

How do I get a car insurance quote without a car?

It doesn’t matter if you own a car or if you’re looking to purchase one when you are simply getting insurance quotes. In fact, it is a great idea to get quotes on auto insurance rates even before you purchase a new or used car. All you have to do is locate the type of...

It doesn’t matter if you own a car or if you’re ...

How do car insurance agents get paid?Post

How do car insurance agents get paid?

When you buy car insurance, you pay a premium for your coverage. A portion of that premium pays a commission to an insurance agent. This commission pays the agent for the activities they performed when selling you the car insurance policy. This fee includes the services provided when the policy first is issued plus the...

When you buy car insurance, you pay a premium for your cover...

Do you pay car insurance monthly?Post

Do you pay car insurance monthly?

If you own a registered vehicle, then you are likely required by your state’s laws to have some form of car insurance policy. Part of maintaining proper insurance coverage is paying your premium, and you can face stiff penalties under state law and higher fees from your insurance company if you fail to do so....

If you own a registered vehicle, then you are likely require...

Do student drivers need car insurance?Post

Do student drivers need car insurance?

The requirement to have valid car insurance is for drivers who have an actual driver’s license. A student driver probably has a permit that is issued by the state department of motor vehicles. At that point, having his or her own insurance policy is not necessary for your teen driver and would be prohibitively expensive...

The requirement to have valid car insurance is for drivers w...

Do car insurance companies check employment status?Post

Do car insurance companies check employment status?

Your employment status can have a direct effect on the way that you live your life. If you want to buy and finance a new car, one of the first things that the finance company will want to know is whether or not you’re employed. Without a regular source of income, you’re not going to...

Your employment status can have a direct effect on the way t...

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Can I get car insurance without registration?

Can I get car insurance without registration? In the U.S., you are probably going to need a personal car to get from one point to another especially if you reside in the smaller towns. Typically, big city dwellers don’t necessarily need to purchase vehicles to get around for a couple of reasons, but to be...

Can I get car insurance without registration? In the U.S., y...

Can you get car insurance for 1 week?Post

Can you get car insurance for 1 week?

Are you borrowing a friend’s vehicle to go on a road trip? Are you planning to start up an older vehicle that you have not driven or insured just to take it to the repair shop? These are some scenarios where you need auto insurance but you do not necessarily need it for just 1...

Are you borrowing a friend’s vehicle to go on a road t...

Business Travel Car InsurancePost

Business Travel Car Insurance

If you drive a lot for your job, you may need business car insurance. Compare business car insurance options today. Just enter your zip code above to get started for free. Consider these difference scenarios for those who drive for business. Driving Your Own Car for Business If you are driving a car that is...

If you drive a lot for your job, you may need business car i...

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I’ve Forgotten Who My Car Insurance Company Is… Help!

Occasionally, you may have the need to research your previous car insurance company or provide information on your current auto insurance company, and you may not remember which of the many car insurance companies you’re insured with. If you rarely get pulled over and have never been in an accident, it’s easy to forget where...

Occasionally, you may have the need to research your previou...

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Can your car be repossessed for no insurance? [Expert Advice]

Lenders don’t give you thousands of dollars to buy a car without setting some ground rules. To borrow money, you have to not only agree to pay the lender interest, but you also have to agree with the terms and conditions of the loan contract itself. You agree to keep your car fully insured at...

Lenders don’t give you thousands of dollars to buy a c...

Can police see if you don’t have car insurance?Post

Can police see if you don’t have car insurance?

While car insurance premiums can be expensive when you have a high-risk driver in the household, insurance is a must-have when you want to pass the burden of paying for financial losses onto a car insurer. Failure to comply with the mandatory car insurance requirements can lead to much more than fees that much be...

While car insurance premiums can be expensive when you have ...

How to Cancel Your Car Insurance Policy OnlinePost

How to Cancel Your Car Insurance Policy Online

Today, car insurance is a thriving business. People, therefore, need to take the time to shop around and find the lowest rates and prices for their car insurance. The best coverage is thorough and offered by a trustworthy company. Canceling one policy for another can save a car owner a lot of money in the...

Today, car insurance is a thriving business. People, therefo...

How do I cancel car insurance coverage?Post

How do I cancel car insurance coverage?

Canceling a car insurance policy is a simple process. However, you must follow certain steps in order to avoid any lapse in car insurance coverage. There are various reasons why people would want to cancel their car insurance. Some people are interested in switching to another car insurance company while others no longer require coverage...

Canceling a car insurance policy is a simple process. Howeve...

Can I cancel car insurance early?Post

Can I cancel car insurance early?

You do not have to wait until the renewal period to cancel your car insurance coverage. If you compare price quotes and find a better deal, you can switch today. Read More: How To Cancel Your Car Insurance Policy Review these tips and find out whether early termination is right for you. Enter your zip code...

You do not have to wait until the renewal period to cancel y...

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