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Can you get car insurance on the same day?Post

Can you get car insurance on the same day?

You should never drive a car without insurance. If you’re borrowing a vehicle, renting a car, or buying a car, you should have insurance protection in place so that one car wreck doesn’t land you in court. (For more information, read our “How Soon Do you Need Insurance After Buying a Car?“). While car insurance...

You should never drive a car without insurance. If you’...

Can you cancel car insurance without penalty?Post

Can you cancel car insurance without penalty?

You buy an auto insurance policy that will last for a specified period of time. When you’re buying a standard policy, you’ll be able to choose from a six-month period or a 12-month period. Each period of time is referred to as an auto insurance term in the industry. Some carriers will offer one of...

You buy an auto insurance policy that will last for a specif...

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Can you cancel car insurance if you pay monthly?Post

Can you cancel car insurance if you pay monthly?

Insurance is one of the expenses you have that you can’t forget about. If you don’t pay for all of the coverage options that you’ve selected on time, you’ll lose your policy and affect your reputation. Having a bad reputation as an insurance consumer might not make it impossible to find insurance, but it could...

Insurance is one of the expenses you have that you can’...

Can I get car insurance without a job?Post

Can I get car insurance without a job?

Can I get car insurance without a job? Having a job or a regular source of income is a requirement when you’re applying for an auto loan, but do you need a job to get car insurance? A job is not a requirement for getting car insurance. If you recently lost your job and are...

Can I get car insurance without a job? Having a job or a reg...

Can the police impound your car if you’re caught driving uninsured? (2024 Insurance Laws)Post

Can the police impound your car if you’re caught driving uninsured? (2024 Insurance Laws)

Can the police impound your car if you’re caught driving uninsured? Yes, they can, with uninsured drivers often facing impoundment fees on top of steep monthly insurance rates, which average around $100 and can vary based on factors like age, location, and driving history. Can your car be repossessed for no insurance? Understanding the consequences...

Can the police impound your car if you’re caught driving u...

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Backdating a Car Insurance Policy and Premiums (Laws + Claims)

Can insurance companies backdate premiums? Potential insureds in the market have been asking car insurance carriers to backdate coverage for years now. The whole concept of backdating a car insurance policy and premiums is not new. The important thing to remember is that what separates legal backdating and fraud is whether there has been a...

Can insurance companies backdate premiums? Potential insured...

How do I check if a car has insurance?Post

How do I check if a car has insurance?

There may come a time where you’ll need to check to see if a car has insurance. Unfortunately, in the United States, there’s not a universal car insurance database that anyone with inquiries can reference. Whether or not you can find vehicle insurance information depends on if you own it and if the insurance has...

There may come a time where you’ll need to check to se...

How can I get car insurance if my policy coverage lapses?Post

How can I get car insurance if my policy coverage lapses?

There are many reasons why a car insurance policy will lapse. From failure to pay premiums to simply an oversight on a driver’s part, many drivers experience some minor lapse in coverage during their lifetime. When your car insurance coverage has lapsed, you will be driving with great liability as you essentially have no car...

There are many reasons why a car insurance policy will lapse...

I Need Help Paying for Car InsurancePost

I Need Help Paying for Car Insurance

Car insurance premiums can be expensive, but you must maintain active coverage on your vehicle in order to comply with driving laws in most states. If money is tight and you have discovered that your premium is no longer affordable for your budget, you may be wondering what steps you can take to obtain inexpensive...

Car insurance premiums can be expensive, but you must mainta...

Car Insurance and Penalty PointsPost

Car Insurance and Penalty Points

Many states have adopted a points-based system for tracking your driving behavior. Each system is unique, but in most cases, your points are reported to your auto insurance company to document your driving history. In some cases, drivers who have many points on their state record have had their auto insurance coverage canceled by the...

Many states have adopted a points-based system for tracking ...

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How to Get a New Car Insurance Card

In most states, drivers are legally obligated to purchase and maintain a minimum level of auto insurance. This state requirement usually includes a minimum level of liability insurance, but coverage requirements vary by state. Many drivers prefer to purchase optional coverage for added protection. More than that, you should be able to produce proof of...

In most states, drivers are legally obligated to purchase an...

Do car insurance companies check grades?Post

Do car insurance companies check grades?

When you’re a struggling student, you have to answer to both your teachers and your parents. There’s nothing worse than digging yourself in a hole before grades come out and then trying to raise them in a matter of a few weeks. With good midterm and finals grades and a lot of focus, it’s still...

When you’re a struggling student, you have to answer t...

Do car insurance companies check your address?Post

Do car insurance companies check your address?

Do car insurance companies check your address? When you give proof of address for an insurance company, you are giving your insurer more than just a physical location where you receive mail. Car insurance agents ask applicants and existing policyholders to provide their addresses so that they can send mail to the customer and also...

Do car insurance companies check your address? When you give...

How do I find out my car insurance claim history?Post

How do I find out my car insurance claim history?

When you file an insurance claim, it goes through the claims cycle. For auto claims, after the claim is filed it is assigned to an adjuster who will take statements and review evidence. Once all of the factors have been considered, the adjusters from each company will allocate fault and make settlement offers. Once a...

When you file an insurance claim, it goes through the claims...

Do I need car insurance to cross the border?Post

Do I need car insurance to cross the border?

If you’re planning an international trip, don’t cross the border in your vehicle until after you’ve purchased all of the necessary auto insurance. This could mean buying a temporary add-on to cover you while you’re traveling. If you travel between countries on a regular basis, you might want a more permanent policy. In the United...

If you’re planning an international trip, don’t ...

Is car insurance paid a month in advance or arrears?Post

Is car insurance paid a month in advance or arrears?

When you sign up for an auto insurance policy, your monthly payments start immediately. Depending on the company and insured, they may ask for a small deposit with your monthly payments. Of course, this is moot if you decide to pay your insurance premium all at once. You pay your car insurance in advance, not...

When you sign up for an auto insurance policy, your monthly ...

How long does car insurance last?Post

How long does car insurance last?

You have a lot to consider when you shop around for an auto insurance policy. If you’re like most drivers, the price is your top consideration when comparing one policy to another. Since auto insurance is a purchase that doesn’t offer immediate tangible benefits, it can be hard to stomach shelling out more money each...

You have a lot to consider when you shop around for an auto ...

What to Do with a Totaled Car and No InsurancePost

What to Do with a Totaled Car and No Insurance

The time to think about insurance is before you have an accident. But sometimes things happen. You forget to pay your insurance premium and have an accident the day after your policy expires. You get busy and don’t notice the cancellation notice. Perhaps you just thought you couldn’t afford your insurance premiums that month. When...

The time to think about insurance is before you have an acci...

Someone Is Using My Address to Buy Car InsurancePost

Someone Is Using My Address to Buy Car Insurance

Who knew changing your address could have such an impact on your auto insurance rates? Just a difference in one or two digits of your zip code could lead to a significant rate increase because of how premiums are calculated. While your premiums aren’t a priority when you’re looking for a place to live, you...

Who knew changing your address could have such an impact on ...

Can I get car insurance with no title?Post

Can I get car insurance with no title?

When you purchase or otherwise acquire a vehicle, one of your first steps should be to purchase insurance coverage on that car. In most cases you will want to do this before you even drive the vehicle home. Carrying auto insurance coverage is a compulsory requirement in most states, meaning you will be legally obligated...

When you purchase or otherwise acquire a vehicle, one of you...

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