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My Car Insurance Company Dropped MePost

My Car Insurance Company Dropped Me

You should never drop the ball when it comes to getting coverage and keeping it active. When you buy coverage, it’s critical that you’re honest on your application. Applicants who aren’t honest or forthcoming with the details that insurance agents are asking can lose their insurance even if they make consistent payments. The last thing you...

You should never drop the ball when it comes to getting cove...

Can I change the date my car insurance is due?Post

Can I change the date my car insurance is due?

Insurance companies have never been known for flexibility, but it’s more of a perception than a reality. The truth is that many insurance providers in the market offer various product options that suit your diverse needs. These variations may include changes in the coverage offered, billing terms, the premium charged, customer service points, etc. Whenever you...

Insurance companies have never been known for flexibility, ...

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Can I pay off my car insurance early?Post

Can I pay off my car insurance early?

Car insurance is a necessity for every driver in the U.S. When you purchase a car insurance policy, you are looking for something that will indemnify your status should any accident occur. Most insurance companies offer different payment plans, and you can choose a plan that best suits your financial situation. You can either pay...

Car insurance is a necessity for every driver in the U.S. Wh...

Can I get car insurance with a foreign driver’s license? (2024 Insurance Rules)Post

Can I get car insurance with a foreign driver’s license? (2024 Insurance Rules)

You might be thinking, Can I get car insurance with a foreign driver’s license? The answer is yes, with monthly rates starting at $75. However, premiums can vary based on several factors like your driving history, the country where your license was issued, and the insurance provider you choose. Driving permit reciprocity, the type of...

You might be thinking, Can I get car insurance with a foreig...

Do car insurance providers offer extensions for late payments? (2024 Grace Periods & More)Post

Do car insurance providers offer extensions for late payments? (2024 Grace Periods & More)

When facing late payments, you may wonder, Do car insurance providers offer extensions for late payments? This article reviews providers that allow grace periods and how to request them. Paying your auto insurance premium is one of your most important responsibilities as a driver. If you fail to do so, you risk having your auto...

When facing late payments, you may wonder, Do car insurance ...

Can you pay half of your car insurance?Post

Can you pay half of your car insurance?

Paying your car insurance bills on time is a must. When your insurer bills you, you have to pay that invoice by the due date on the bill or you’re at risk of losing your coverage. Just one day of driving uninsured could change your financial future for years. This is why all insurance consumers...

Paying your car insurance bills on time is a must. When your...

Can I Put my Car Insurance under my Dad’s Name?Post

Can I Put my Car Insurance under my Dad’s Name?

Deciding to get your car insurance listed under your dad’s name is not a new practice. Many children choose to list their coverage with an older, more experienced relative. However, every insurance provider will have a different set of rules that go hand-in-hand with multiple vehicle policies. Some may not work for what you need....

Deciding to get your car insurance listed under your dadR...

Can not paying your car insurance affect your credit?Post

Can not paying your car insurance affect your credit?

Today’s economy runs almost entirely off of credit. While it is possible to live life paying cash for many things, it’s not just creditors who make decisions. Your FICO score doesn’t just determine if you’ll get a loan or a good interest rate, it can determine if you’ll get a job, an apartment, or a...

Today’s economy runs almost entirely off of credit. Wh...

Can I pay my car insurance every 6 months?Post

Can I pay my car insurance every 6 months?

Although auto insurance is an important part of being a responsible driver, sometimes it can be difficult to figure out where it fits in the budget. Thankfully, many car insurance carriers offer convenient payment options and methods. You can also help your auto insurance fit into your budget by making sure you are paying the...

Although auto insurance is an important part of being a resp...

Can you switch car insurance mid-policy?Post

Can you switch car insurance mid-policy?

Do you remember that first day that you decided to purchase your car insurance policy? The policy, the premium, coverages, and everything else on that day probably seemed to fit perfectly. Things can change over time, though, including: Experiences that you may have had with your insurance carrier Your coverage needs The cars you drive...

Do you remember that first day that you decided to purchase ...

Can I use a P.O. Box for my car insurance?Post

Can I use a P.O. Box for my car insurance?

Some people may try to use a P.O. Box for their car insurance policy because they live in an area where the rates for car insurance are a bit more expensive. Some people just prefer to get their mail in a more secure location. Both of these are understandable, and either one could red flag...

Some people may try to use a P.O. Box for their car insuranc...

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Can you go to jail for no car insurance?

Driving without insurance is against the law. When you break the law, you have to be willing to accept the fact that you will be assessed penalties when you’re caught. While some states assess very light penalties on vehicle owners who violate mandatory insurance laws, as a whole, the penalties in the US for driving...

Driving without insurance is against the law. When you break...

Can I insure my daughter on my car insurance?Post

Can I insure my daughter on my car insurance?

Deciding to add your daughter to your insurance policy may seem like a quick decision, however, it may warrant more discussion than you anticipate. There are a few situations that may require you to add her to your policy, but it’s important to remember that her previous decisions may affect your coverage. Make sure that...

Deciding to add your daughter to your insurance policy may s...

Can car insurance companies check phone records? (2024 Laws)Post

Can car insurance companies check phone records? (2024 Laws)

Can car insurance companies check phone records? Car insurance companies can check phone records under specific circumstances, particularly after an accident. If you file a claim, insurers may issue a subpoena to obtain your phone records to investigate whether you were distracted while driving. Distracted driving is a significant concern, contributing to approximately 20% of...

Can car insurance companies check phone records? Car insuran...

How long should I keep car insurance documents?Post

How long should I keep car insurance documents?

Keeping organized financial records is a must. While it’s your duty as a responsible adult to retain your records, you should never keep financial documents longer than you have to. If you file away all of the invoices and statements that you receive in the mail, it’s easy to go from organized to disorganized rather...

Keeping organized financial records is a must. While it̵...

How long do you have to transfer car insurance?Post

How long do you have to transfer car insurance?

Before you buy a new car, you need to make arrangements with your insurance company to have the car added to your coverage. If you are selling or trading in your current car, you will also let your auto insurance agent know that you no longer need coverage for that vehicle. You can accomplish this...

Before you buy a new car, you need to make arrangements with...

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Does a co-signer have to be on the car insurance policy?

You probably already know that having valid auto insurance is required for you to legally drive. If you have a car loan, your bank may also require you to carry comprehensive and collision insurance with small deductibles. They want to protect their investment. Some may also require GAP insurance to cover the gap between your...

You probably already know that having valid auto insurance i...

Do I have to pay upfront for car insurance?Post

Do I have to pay upfront for car insurance?

There is usually a desire among consumers in the auto insurance industry to be able to get a policy where they do not have to pay for a portion of it, or all of it in some instances, upfront. Though this desire may exist, the vast majority of consumers are generally unaware of the different...

There is usually a desire among consumers in the auto insura...

Can my car be parked on the road without insurance? (2024 Coverage Rules)Post

Can my car be parked on the road without insurance? (2024 Coverage Rules)

Can my car be parked on the road without insurance? In most states, the answer is no. A registered vehicle must have at least liability insurance to park legally on public property. An uninsured vehicle parked on the road must comply with insurance laws. Insufficient insurance can result in penalties and towing risks even if...

Can my car be parked on the road without insurance? In most ...

Can married couples have separate car insurance?Post

Can married couples have separate car insurance?

When you are considering whether you should get a separate auto insurance policy if you have a spouse, the main determination is typically price. While it is often less expensive to insure a married couple under the same policy, separate auto insurance policies make sense if one driver has an exceptionally poor driving record. Before...

When you are considering whether you should get a separate a...

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