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Do you need medical payments on your car insurance?Post

Do you need medical payments on your car insurance?

Auto insurance is often thought of as a product that protects you from litigation when someone is injured in an accident. While this is the core purpose of any basic auto insurance policy, vehicle owners can purchase more than just third-party benefits and coverage for their vehicle. If you’re in the process of shopping around...

Auto insurance is often thought of as a product that protect...

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What is “business use” car insurance?

Do you use your car for personal use, business use, or a mix of the two? How you answer this question will determine the type of insurance you need for your car, and it will affect the price of your auto insurance policy. To get started in the process of choosing the right policy for...

Do you use your car for personal use, business use, or a mix...

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How can I find out my car insurance company?Post

How can I find out my car insurance company?

The car insurance that you have is not always something that you pay a great deal of attention to annually, for better or for worse. Read More: What does car insurance cover? There are plenty of times, though, when you simply need to know who your car insurance company actually is so that you can...

The car insurance that you have is not always something that...

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What’s considered a sports car for insurance purposes?

As you shop for a new car, the insurance rates on it may be the last thing on your mind. However, you should take the time to consider what’s considered a sports car for insurance purposes. What do car insurance companies look at when deciding if a car is a sports car? What is considered...

As you shop for a new car, the insurance rates on it may be ...

What year did car insurance become mandatory?Post

What year did car insurance become mandatory?

The history of car insurance dates back a long time. Ships hundreds of years ago were insured for losses from storms by maritime insurance policies. In the late 1800’s insurance became available for a driver of a horse and buggy. As the automobile became more popular the use of wagons and buggies dropped with insurance...

The history of car insurance dates back a long time. Ships h...

What is a policy number for car insurance?Post

What is a policy number for car insurance?

When you buy coverage, you’ll receive a thick packet of documents that details your rights, the terms and conditions of your policy, and your coverage limits. Each document that pertains specifically to you and your coverage will have your name and your policy number. (For more information, read our “How long should I keep car...

When you buy coverage, you’ll receive a thick packet o...

What insurance do you need to be able to drive any car?Post

What insurance do you need to be able to drive any car?

When you earn your license, you aren’t obligated to buy a vehicle right away. As soon as your license is issued, you are granted the privilege to drive any private passenger vehicle as long as the vehicle owner gives you permission. That’s why you don’t have to be in a rush to buy a car...

When you earn your license, you aren’t obligated to bu...

Does my teenager have to have insurance to drive my car?Post

Does my teenager have to have insurance to drive my car?

It’s a scary thought to think of your teen getting behind the wheel. While it’s truly something you want to avoid for as long as possible, having a teen driver in the household comes with benefits. Not only can you spend less time chauffeuring your kid around, you can also send them on errands that...

It’s a scary thought to think of your teen getting beh...

Does getting a car insurance quote lower my credit score?Post

Does getting a car insurance quote lower my credit score?

It is common knowledge that you will have your credit checked when applying for a car loan, mortgage, or another type of credit line. However, many consumers and drivers are a bit taken aback to learn that, in most cases, when they apply for car insurance their credit report is accessed. Upon learning this news,...

It is common knowledge that you will have your credit checke...

Do you need a drivers license to get car insurance?Post

Do you need a drivers license to get car insurance?

In most cases, if you do not have a drivers license, it is virtually impossible to obtain car insurance. In fact, if you do not have a drivers license, you cannot legally drive a car. So that means you have no need for car insurance, right? Well, not exactly. This is why a few exceptions...

In most cases, if you do not have a drivers license, it is v...

What is a $500 deductible in car insurance?Post

What is a $500 deductible in car insurance?

Start comparing car insurance rates now by using our FREE quote tool above! When you buy insurance, you’re passing on the burden of paying for losses to a large and wealthy insurance company. While you might think that the entire burden is transferred, you’ll actually be asked to share some of the risk if you...

Start comparing car insurance rates now by using our FREE qu...

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Is my Canadian car insurance valid in the U.S.? [2024 Update]

If you’re planning on going down south for weeks or a more extended period of time, it’s important that you plan ahead to ensure your holiday goes as smoothly as possible. Most people assume that their Canadian auto insurance is only valid throughout the country of origin. While the coverage won’t protect you when you...

If you’re planning on going down south for weeks or a ...

Do car insurance and registration address have to match?Post

Do car insurance and registration address have to match?

When it comes to car insurance 101, there are a lot of requirements to owning, insuring, and driving a car. Do your car insurance and registration address have to match? Is it possible to have car registration and insurance at different addresses? Although the answer is yes, appropriate documentation of your legal ability to drive,...

When it comes to car insurance 101, there are a lot of requi...

What should I do if I can’t afford car insurance?Post

What should I do if I can’t afford car insurance?

What happens if you compare car insurance prices online and fail to find a policy that you can afford? The standard advice, in this case, is to drop down to basic liability that barely meets the legal requirements for your state. Since these policies offer you no protection for your own medical and property-loss expenses...

What happens if you compare car insurance prices online and ...

Do I have a grace period on car insurance?Post

Do I have a grace period on car insurance?

Most states don’t require insurance companies to offer grace periods for auto policies. Some insurance companies do offer grace periods even when they aren’t legally obligated. If your insurance carrier allows you to change the due date for your policy whenever you want, try to move the date if you can’t make the payment on...

Most states don’t require insurance companies to offer...

Can I cancel my car insurance at any time?Post

Can I cancel my car insurance at any time?

Car insurance premiums can put a strain on any budget, but it’s a necessary expense that’s legally mandated in most states. While drivers may be required to either carry insurance, people do have the option of choosing the company and plan that best suits their needs. Insurance policies are billed out for six months or...

Car insurance premiums can put a strain on any budget, but i...

How long should I keep collision insurance on my car?Post

How long should I keep collision insurance on my car?

While not all accidents are predictable, the statistics say that every driver is likely to crash their car at least once every 17.9 years regardless of how talented or defensive they are behind the wheel. Since a collision will almost always result in at least a minimal amount of cosmetic damage, being prepared by carrying...

While not all accidents are predictable, the statistics say ...

Is there car insurance for wheelchair-accessible vehicles? (2024 Coverage Details)Post

Is there car insurance for wheelchair-accessible vehicles? (2024 Coverage Details)

Is there car insurance for wheelchair-accessible vehicles? Yes, 85% of insurers provide coverage tailored to vehicle modifications. Insuring a wheelchair van depends on factors like the extent of modifications and additional equipment, but some providers offer more cost-effective options. To get the best deal, compare policies for car insurance for wheelchair-adapted vehicles and make sure...

Is there car insurance for wheelchair-accessible vehicles? Y...

Can I have car insurance in someone else’s name?Post

Can I have car insurance in someone else’s name?

In a majority of cases, when a person owns a vehicle, they will be the one to insure that vehicle. While this is the norm in the industry, there may be situations where you need to add someone onto the policy. In many states, it is not illegal for the titleholder or the registered owner...

In a majority of cases, when a person owns a vehicle, they w...

Can your car insurance company cancel your policy?Post

Can your car insurance company cancel your policy?

Car insurance companies do not just offer anyone insurance. A company may offer a quote to anyone who comes along and asks for one, but to actually accept an application and issue a policy is another story. If a driver has a history of driving recklessly behind the wheel without regard for human life, that...

Car insurance companies do not just offer anyone insurance. ...

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