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Is it bad to switch my car insurance company often?Post

Is it bad to switch my car insurance company often?

Nowadays, it’s not uncommon for a car insurance consumer to switch between insurance companies every year. Having a laptop in your bedroom or a desktop computer in the office gives you the power of getting auto insurance quotes at your fingertips. Many auto insurance companies now offer more online options than ever before, including the...

Nowadays, it’s not uncommon for a car insurance consumer t...

The Average Car Insurance Down Payment in 2024 (Here’s What to Expect)Post

The Average Car Insurance Down Payment in 2024 (Here’s What to Expect)

The average car insurance down payment typically ranges from 8 to 30% of your policy’s annual premium, depending on factors like the insurer, policy type, and state regulations. This initial payment is required to activate coverage, and insurers offer various payment schedules to make this more manageable. State laws often regulate the maximum amount a...

The average car insurance down payment typically ranges from...

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Hybrid Car Insurance DiscountsPost

Hybrid Car Insurance Discounts

Hybrid cars are more popular than ever. Not only do they show the world your desire to “Go Green” but they also provide a substantial benefit to your wallet on gas costs and hybrid car insurance rates. This is why even some used hybrids are maintaining their value in the market years after they’re initially...

Hybrid cars are more popular than ever. Not only do they sho...

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Why is hybrid car insurance more expensive?

Manufacturers have touted the benefits of hybrid cars, but is hybrid car insurance more expensive than non-hybrid vehicles? Many consumers are surprised when they get their hybrid auto insurance bill and see higher-than-average rates. Oftentimes, insurance rates for hybrid cars are more expensive than the same coverage for traditional vehicles. However, many factors impact what...

Manufacturers have touted the benefits of hybrid cars, but i...

How much does car insurance cost for a 22-year-old?Post

How much does car insurance cost for a 22-year-old?

The average car insurance cost per month for a 22-year-old is $84 or $1,009 annually. While rates are lower than what teen drivers pay, drivers under the age of 25 who still lack driving experience could pay much higher than average monthly premiums than older drivers. Car insurance companies are very mindful of the time...

The average car insurance cost per month for a 22-year-old i...

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Where can I find $0 down car insurance? [Expert Review, Discounts, & More]

Is there any auto insurance with no down payment? Buying car insurance can be an expensive mission, so if could find $0 down car insurance why wouldn’t you? If you are price shopping and are interested in switching to another insurer, it is very common for your new company to charge a one or two-month...

Is there any auto insurance with no down payment? Buying car...

Car Insurance Discounts for Having a Car AlarmPost

Car Insurance Discounts for Having a Car Alarm

Discounts are a great way to save money on your insurance premium. They are given to attract and reward safe drivers or those with lower risk. Most discounts can be obtained through a number of qualifications; a car alarm discount is one such example. Another way to save money on your car insurance is to...

Discounts are a great way to save money on your insurance pr...

How much does it cost an 18-year-old for car insurance?Post

How much does it cost an 18-year-old for car insurance?

Car insurance rates are almost always more expensive for young drivers who do not have experience. If you or someone in your household is about to be licensed, it is only natural to want to know how much you can expect to pay for coverage. Preparing and budgeting for the premiums will help you relieve...

Car insurance rates are almost always more expensive for you...

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How can I get a good student car insurance discount?

Car insurance rates are higher on average for students in high school and college. Auto insurance companies are willing to provide a discount for students who earn good grades in school. Unfortunately, auto insurance rates for the young individual are high due to the risk of accidents associated with the younger age group. No matter...

Car insurance rates are higher on average for students in hi...

Can you get an insurance quote before buying a car?Post

Can you get an insurance quote before buying a car?

Instead of locking in on just the sales price or the cash price, you need to consider all of the expenses that are associated with car ownership. After tallying up all of these costs, you will find out the True Cost of Ownership is before you make a huge financial decision. Since you take on...

Instead of locking in on just the sales price or the cash pr...

How much can car insurance for a 23-year-old cost?Post

How much can car insurance for a 23-year-old cost?

When you are granted the privilege to drive, you are also handed the obligation to buy car insurance. At the age of 23, many new graduates who attend college are ready to start living life independently. Before you take the leap, it is crucial that your budget and price the true cost of owning a vehicle...

When you are granted the privilege to drive, you are also ha...

Car Insurance Discounts for Honor RollPost

Car Insurance Discounts for Honor Roll

Young drivers and their families are always on the lookout for ways to lower the high rate of car insurance. An honor roll discount, also called the good student car insurance discount, is one of the best ways for drivers under 25 to find lower rates.  Remember that honor roll discounts require a lot of...

Young drivers and their families are always on the lookout f...

How to Afford Car Insurance for a Teenage DriverPost

How to Afford Car Insurance for a Teenage Driver

The average teenager cannot wait until he/she is old enough to drive! While a teen may or may not be able to afford his/her own car, the young driver can be added to an adult’s auto insurance policy. Whether the teen has his/her own car or is an added driver on a policy, the insurance...

The average teenager cannot wait until he/she is old enough ...

Does LoJack lower my car insurance?Post

Does LoJack lower my car insurance?

When looking to protect your car from theft while saving money on your car insurance, you may consider a LoJack system. The LoJack theft recovery device helps to recover cars that have been stolen and can dissuade theft when potential auto thieves are aware it is in use. Car theft is a costly yet common...

When looking to protect your car from theft while saving mon...

How does annual mileage affect car insurance?Post

How does annual mileage affect car insurance?

The more miles you put on your vehicle, the more you’ll have to pay to maintain it. As you put miles on any vehicle, certain mechanical components under the hood of your car will systems will start to deteriorate. The only way to ensure that your car doesn’t breakdown is to invest money in frequent...

The more miles you put on your vehicle, the more you’l...

Does a pacemaker affect car insurance?Post

Does a pacemaker affect car insurance?

Millions of people around the United States have pacemakers. A pacemaker is used to help the heart pump at a natural pace. Many who have the device go on to lead normal lives, complete with driving a car and commuting back-and-forth to work. Pacemakers have the potential to impact a person’s auto insurance rates, particularly...

Millions of people around the United States have pacemakers....

Does being retired affect car insurance?Post

Does being retired affect car insurance?

The cost of car insurance is on the rise across the United States. Because of this rise, you may be wondering whether your unique situation impacts your car insurance rates. If you’re currently retired or you are considering retirement, you may be surprised to know how that affects your premium. Are you looking for more...

The cost of car insurance is on the rise across the United S...

How does a salvage title affect insurance?Post

How does a salvage title affect insurance?

Buying a salvage title vehicle can result in getting a great deal and paying less than you otherwise would. Just because a car has been wrecked doesn’t mean it can’t be restored to pristine condition. What is a rebuilt title or salvage title car? Once a vehicle has been totaled out by the insurance company,...

Buying a salvage title vehicle can result in getting a great...

Does having diabetes affect car insurance?Post

Does having diabetes affect car insurance?

Having diabetes can be a serious medical condition. It’s important to know how being diabetic will affect you on the road as well as what you pay in auto insurance premiums. Your auto insurance company cannot base your rates on diabetes or other medical conditions or disabilities. If your glucose levels are not under control...

Having diabetes can be a serious medical condition. It’...

Does paying off my car lower my insurance?Post

Does paying off my car lower my insurance?

When you pay off your vehicle, this is often an accomplishment that leads you to evaluate the other financial aspects surrounding your car. Carrying car insurance is compulsory in most instances, and when you have a loan on your car, you often need to carry higher levels of coverage. If you want to lower your...

When you pay off your vehicle, this is often an accomplishme...

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