Geico Car Insurance Review [Rates, Coverage, & More]

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Geico Summary

Most everyone has fallen in love with the GeicoGecko over the last two decades – he just keeps getting cuter and funnier! What started out as a plea to distinguish between a “Gek-o” and a “Guy-ko,” this company has completely maximized the psychological advantages of using animals in advertising.

But, aside from Geico’s adorable mascot that likely contributed to its current number-two spot in the car insurance market space, what still needs examining is what this company can offer to you.

Continue reading to see if this popular company has an auto insurance policy to meet your unique needs or that of your family. We cover all you need to know about Geico including company history, ratings, coverage offerings, and more.

Also of note, because Geico offers several other types of insurance policies, Geico may be a good option for an all-inclusive provider.

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Geico Car Insurance Costs

Geico offers a variety of car insurance plans, and the cost can vary depending on several factors, such as your age, location, driving history, and the type of coverage you choose. Geico is known for its competitive rates and discounts that can help you save on your premiums. To provide you with a better understanding of the costs, here are Geico’s Car Insurance rates for different demographics and compare them to national averages.

• Age: Your age is a crucial factor in determining your car insurance rate. Younger drivers, especially teenagers, typically pay higher premiums due to their lack of driving experience. Geico offers competitive rates for 17-year-olds, but rates generally tend to be higher for older drivers aged 60 and above.
• Driving History: Your driving record has a substantial impact on your insurance cost. Drivers with a clean history, meaning no accidents or traffic violations, generally receive lower rates. Geico offers discounts for safe drivers.
• Location: Where you live plays a role in your insurance costs. Urban areas with higher traffic and crime rates tend to have more expensive premiums than rural areas. State regulations and insurance requirements can also influence the cost.
• Type of Vehicle: The make and model of your vehicle can affect your insurance premium. More expensive or high-performance cars usually result in higher insurance costs. Geico offers discounts for safety features in your vehicle.
• Coverage Level: The amount and type of coverage you choose will significantly impact your premium. Basic liability coverage is generally less expensive than comprehensive coverage that includes collision, comprehensive, and other optional coverages.
• Deductible: Your deductible is the amount you pay out of pocket before insurance coverage kicks in. A higher deductible can lower your premium, but it means you’ll pay more in the event of a claim.
• Discounts: Geico provides various discounts, such as multi-policy discounts for bundling your auto insurance with other policies like home or renters insurance, good driver discounts, and discounts for safety features in your vehicle. These discounts can substantially reduce your overall cost.
• Annual Mileage: How much you drive each year can affect your premium. Lower annual mileage often results in lower rates because there is less exposure to potential accidents.
• Credit Score: In some states, your credit score can impact your insurance rate. A good credit score may lead to lower premiums.

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What are Geico’s car insurance ratings?

Seeing how an insurance company rates according to multiple independent agencies can help you decide if a company will serve you well.

Weighing both the positive and the negative is an important factor in deciding which auto insurance company is best for you.

Financial Ratings

Geico Financial Ratings

 NAIC Complaint Index

Geico NAIC Complaint Index

JD Power

Geico J.D. Power Ranking

Consumer Reports

The table below shows ratings for various services provided as part of the claims process.

Geico Consumer Reports Ranking

Read more: Top 10 New York Car Insurance Companies

The ratings are for Berkshire Hathaway Group, so these ratings include all 30 of their affiliated companies.

What is Geico’s car insurance market share?

When you examine the table below, it’s obvious that Geico’smarket share has been increasing slightly since 2015; however, in comparison with competing companies, Geico’s total in written premiums is soaring.

Geico Car Insurance Market Share

The market share is gradually increasing, so it may be that consumers are switching to Geico from other competing auto insurance companies.

What is its business model?

Geico uses a business model of direct marketing to customers. This model is known to drive down operating costs. Geico explains that its low rates offered to policyholders are a direct result of its chosen business model.

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What is its advertising like?

It’s hard to believe it was over 20 years ago in 1999 when the playful, yet informative, little reptile, the GeicoGecko, made his debut. In fact, he has his own subchannel on Geico’s youtube channel if you just can’t get enough of this cheeky little bloke.

https://www.youtube.com/watch?v=rS9r7Il2NaE&list=PLwTsyIROsacirTnEiL8I2dP4P_cQveKY7

Other youtube channels highlight the Geico Gecko commercials throughout the years and even feature the original that aired in 1999.

Another Geico advertising campaign was that of the Caveman series. Though not quite as long-running as the Geico Gecko, the “so easy a Caveman can do it” ad campaign contributed to an increase of three million policies over a five year period leading up to 2007.

https://youtu.be/EYottyI027o

And in 2008, the Caveman was voted America’s favorite advertising icon of the year.

Make no doubts about it. Geico has remained a leader in growing its customer base through clever advertising since the 90s.

Does it invest in the community?

Geico has an over 40-year history of supporting Children’s National Hospital in Washington, D.C. raising over $3.4 million via annual department competitions throughout the company. (For more information, read our “Top 10 Washington DC Car Insurance Companies“).

Also, environmental safety and pollution prevention are both of large concern to the company. Since 2002, in response to annual OSHA and EPA guidelines, Geico requires all auto repair shops that assist with its filed claims to complete annual online safety and pollution prevention training provided by S/P2.

The company also encourages its over 39,000 employees spread across the US to participate in local efforts in their own communities through Geico Cares.

In 2016, 9,962 associates contributed 22,815 hours of service and raised $6.6 million through 824 events.

What is Geico’s position for the future?

Geico is slowly and steadily overtaking the auto insurance industry.

In 2013, Geico assumed Allstates’ decades-sustaining number two position in market share beneath State Farm.

Currently, based on 2017 financials, Geico is a solid 3 percent ahead in market shares and 7-8 billion ahead of Progressive and Allstate in total premiums written.

While Geico has quickly overcome Allstate and remains ahead of Progressive, the company is still 6 percent in market share behind State Farm, the current industry leader, as compared to 7 percent behind in 2016 and 2015.

It’s a classic case of the tortoise and the hare…

In a three year period from 2015 to 2017, Geico’s total in written premiums increased by nearly seven billion when its largest competitor, State Farm, increased by only five billion. Other companies in the top four increased by only 1.5 billion.

How are the top four contenders different? There are a couple of key factors:

• Geico and Progressive offer internet-based policies dealing directly with the customers, and they also partner with investors.
• State Farm is a mutual company and is owned by its customers, all shouldering risks and rewards equally.
• Allstate offers an agent-based model with a focus on high-profit margins and lower rates.

It can’t be said which business model will be the most successful; but, as the customer, you have many options. What company you choose will depend solely on the type of company you prefer and what it can offer for your unique needs and preferences.

However, with continued growth in premiums written, Geico is likely on the verge of another boom over the coming years (good news for investors).

As more customers switch to Geico, this company may slowly, but surely, win the race.

Customers will likely remain loyal if Geico’s rates stay low and the ease in acquiring services and making claims continues. The company is well-known for its high-quality customer service, especially through the popularity of its web-based and mobile application services.

In fact, Geico has won many awards for its web-based and mobile application services designed to facilitate the one-on-one transaction with policyholders.

The company has bagged 19 awards for its web-based and mobile application services from various associations since 2010.

The most recent award was #1 rankings according to Dynatrace’s 2018 Q1 Mobile Insurance Scorecard.

Not a bad thing with the rate at which technology is advancing.

In essence, Geico isn’t going anywhere but to the top. This company is the second-largest car insurer by market share in the U.S. With an increase of about 62 percent in the price of one share since 2016, its financial stability is solid if not surmounting.

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What are Geico car insurance rates?

We partnered with Quadrant Data to bring you this information. There are several things to keep in mind.

1. First, because so many variables go into a car insurance quote, your rate will differ from what’s listed below
2. Geico has extensive and competitive discounts that may help offset the cost

Here’s how Geico’s annual rates based on demographics compare to other top insurance providers in the nation. Remember, these averages are national, so where you live could affect your rates. You can sort each column by clicking on the black triangles.

Average Annual Car Insurance Rates by Age

It appears that Geico has one of the best rates for 17-year-olds; however, the rates tend to be slightly higher than the average for those 60 years and older. For those both single and married who are age 25-59, Geico’s rates are lower by $100-$600 than the average of all rates.

What are Geico car insurance rates compared to the top 10 companies by market share?

In the table below, you’ll see how Geico’s average annual premium for each state compare to that of other companies. You can sort each column by clicking on the black triangles. Geico is available in all 50 states.

Car Insurance Company Market Share Comparison

Read more:

• North Dakota Car Insurance
• Top 10 Virginia Car Insurance Companies
• Top 10 South Carolina Car Insurance Companies

What are Geico car insurance rates compared to state average?

Are you curious about how Geico rates size up against average rates in your state?

Let’s do the math.

If you take the average rate in the U.S. for the top insurers and compare it to Geico, you’ll see that Geico is $587.23 (over 19 percent) cheaper annually than the other top ten auto insurance companies.

Feel free to sort and search the following table for your state.

Geico Average Annual Car Insurance Rates by State

Geico is between $200 and $2,700 cheaper than the average in 43 states!

The exception is seven states in which Geico rates are around $300 (Wyoming) to $1,000 (New Mexico) more expensive than the average.

Read more:

• Top 10 Kentucky Car Insurance Companies
• Alabama Municipal Insurance Corporation Car Insurance Review

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What are rates by commute?

In all states but Hawaii and North Carolina, your commute makes a difference in rates offered by Geico. The table below shows rates per state for 10 miles and 25 miles of commuting.

Geico Average Annual Car Insurance Rates by Mileage

In 24 states, Geico charges between $100-$530 more per year if your commute is 25 miles rather than 10 miles.

If you have a short commute, Geico may be a good option for your car insurance needs.

What are rates by coverage level?

Sometimes buying Geico insurance in bulk is worth the savings!

In 11 states, you will pay less than $7 per month to move from low to medium coverage. And in 31 states, you will pay only $3-$17 more per month to move from medium coverage to high coverage with Geico.

Again, sort and search the table below to see for yourself.

Geico Average Annual Car Insurance Rates by Coverage Level

However, in Louisiana, Florida, and Nevada, getting higher coverage is not necessarily worth the money. In these three states, you will pay over $75 more per month to move from low coverage to high coverage.

What are rates by credit history?

Unlike other insurance companies, Geico keeps an eye on your credit score because the rates jump over $300 from good to poor credit as displayed in the table below; however, getting to poor credit status takes some time unless you have risky spending habits in a short period of time.

Geico Average Annual Car Insurance Rates by Credit History

In all but 14 states, Geico charges over $1,000 more in annual premiums if you have bad credit.

If you do have risky spending habits in a short period of time, don’t be surprised if your insurance rates increase even if you didn’t get a ticket or you weren’t in an accident.

Experian considers a score over 700 to be good or excellent, between 650 and 699 to be fair, and 649 or lower to be poor. The average credit score nationally is 675.

Be especially aware of changes in your credit score if you live in DC or Kentucky – rates increase by over $4,000 in these two states if you reach poor credit status, which is more than double the rate if you have good credit.

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What are rates by driving record?

If you incur a speeding ticket, have an accident, or get a DUI, your rates with Geico will increase in most states.

The table below shows rates with these three violations compared to the rate for a clean record. Search for your state.

Geico Average Annual Auto Insurance Rates by Driving History

With Geico car insurance rates, there are very few exceptions to the rule that the more violations you have, the higher risk driver you are.

In only 12 states, there is no rate penalty if you get one speeding ticket. For every other state and every other offense, rates go up starting at around a $40 hike.

Here are percent increases to give you a better idea of the severity of these offenses with Geico as your insurance provider.

Geico Response to Driving Violations by State

Of course, no one plans to get caught speeding, cause an accident, or get caught drinking and driving; but, Geico rewards intentionally safe driving with the privilege of a low rate.

Don’t forget, Geico offers accident forgiveness, so one mishap is the only chance you get to avoid higher rates.

What types of Geico car insurance coverages are available?

Geico offers several of the standard auto insurance coverages that most other insurance companies offer; however, this leading insurance company is clear in explaining that full coverage means different things in different contexts.

You may be asking what kinds of coverage are there?

We have compiled a list of common coverages with a brief explanation so when you search for a good car insurance policy, you will know the vernacular.  Different coverage types fall into four basic categories:

When you are at fault:

• Liability Coverage – covers the physical damages you inflict upon another vehicle and the bodily injuries sustained by all individuals in the other vehicle

When you are not at fault:

• Uninsured and Underinsured Motorist Coverage – covers your injury related expenses if the at-fault driver has little or no liability coverage

The video below discusses uninsured and underinsured motorist property damage coverage.

And this video goes over uninsured and underinsured motorist bodily injury coverage.

Vehicle Protection:

• Collision Coverage – covers vehicle repairs or replacement after an accident 
• Comprehensive Coverage – covers what most would consider “out of our control” such as storm damage, hitting an animal, and more
• Emergency Road Service – covers common roadside services like tire changes, jump starts, and lockout services
• Rental Reimbursement Coverage – covers a rental car while yours is getting repaired
• Mechanical Breakdown Coverage – covers parts and systems failure of your vehicle that is not caused by normal wear and tear or improper maintenance

https://youtu.be/aX9NuE8dQxc

Personal Protection:

• Medical Payments Coverage – covers medical and funeral expenses of those in your vehicle
• Personal Injury Protection – covers expenses incurred from injuries to yourself and lost wages no matter who is at fault
• Umbrella Policy – extends over any vehicle or property owned by you to cover just about anything else you could be held liable for, but most commonly used if a lawsuit is filed against you

In addition to these standard options, Geico offers some specialty options:

• Collector Auto Insurance – covers classic or collector cars needing specialized coverage
• Rideshare Coverage – covers you if you drive for a ridesharing or on-demand delivery company
  (Geico does not offer this as an add-on. It takes the place of your personal auto policy.)
• Mexico Auto Insurance – short-term or extended coverage you while driving in Mexico

If you are still dazed and confused, Geico created a coverage calculator that steps you through several questions to help you choose the coverage types and levels that are right for you and your family.

Even though we focus primarily on car insurance, Geico offers many other types of policies:

• Recreational Vehicle Insurance to include motorcycle, ATV, RV, and boat insurance.
• Property Insurance to include homeowners, renters, condo/co-op, mobile home, landlord, and flood insurance.
• Business Insurance to include general liability, professional liability, worker’s compensation, and commercial auto insurance.
• Additional Insurance to include life, travel, overseas, identity protection, pet, and jewelry insurance.

Additionally, bundling different types of coverage from Geico could yield a discount.

What are available Geico car insurance programs?

We will do a rate comparison a little later. For now, we would like to tell you about Geico’s additional programs that may help offset costs and make life a little easier after making a claim.

Usage-Based App

Geico just came out in 2019 with a new usage-based app called DriveEasy. The app monitors driving habits and scores drivers based on their driving. The better the score, the better the discount.

Below are the main driving habits that Geico looks at to create drivers’ scores.

• Time of Day
• Distance Driven
• Hard Braking
• Distracted Driving

Why does time of day matter? Some times of day are riskier to drive at than others. For instance, think of driving home at 4 a.m. compared to 12 p.m.

Geico uses times in addition to distracted driving and hard braking to formulate scores, which is typical of most driving apps. If you plan on using Geico’s app to earn a discount, make sure you stay off your phone in the car to prevent your score from dropping.

Accident Forgiveness

Geico’s accident forgiveness is an option you may already have for free by being accident-free for five years, or you can add it to your coverage for a fee.

Whether you decide to pay the fee upfront or roll the dice on having five years worth of clean driving is entirely up to you; when you have your first accident, it will be forgiven, and your rates will not increase.

Car Buying Service

Do you want a $1,000 rebate after you purchase a new car? It sure would be nice to tint those windows or add a roof rack. (For more information, read our “How to Tint Car Windows“).

Geico offers a car buying service through TrueCar. The service acts a bit like Kelly Blue Book only with incentives.

If you are in the market to purchase a new or pre-owned vehicle, you can search the database to see what others are paying for the vehicle and choose a TrueCar certified dealer to get your guaranteed (post-sale) savings certificate. All you have to do is report the purchase on Geico’s car buying site.

Auto Repair Express

After you have filed a claim, now comes the headache of getting estimates and repairs. Geico makes it super convenient in three easy steps with its Auto Repair Express program.

A Geico claim adjuster will be with you each step of the way, and, if you have rental reimbursement coverage, there will usually be no fees for using a rental car while your vehicle is getting repaired. (For more information, read our “Does Geico cover rental cars?“).

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Where is Geico car insurance available?

Geico is available in all 50 states and even overseas!

What about ridesharing coverage?

As previously mentioned, Geico offers coverage for individuals who provide ridesharing and on-demand delivery services such as Uber and GrubHub.

However, Geico does not market ridesharing coverage as an add-on as some of the other insurance companies do. The rideshare policy takes the place of your personal auto policy.

Does it offer commercial coverage?

Geico offers commercial coverage. If you’re planning to use your vehicle for a business purpose, Geico has a plan for you.

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What discounts are available?

Geico has over 30 types of discounts available, but not all are presented on its website.  The discounts that are presented are broken into five categories:

Vehicle Equipment

Geico Vehicle Equipment Car Insurance Discounts

Read more: How much does air bag replacement cost?

Driving History & Habits

Geico is the only top insurance provider to offer a seat belt use discount.  Be sure to take advantage of it, and buckle up!

Geico Driving History and Habits Car Insurance Discounts

Driver’s Education

Geico Driver's Education Car Insurance Discounts

Driver Affiliations

Geico Driver Affiliation Car Insurance Discounts

Geico is the only top insurance provider to offer a discount for emergency deployment. The company even provides a pre-deployment checklist to help soldiers take care of critical business before being deployed.

The company also honors military families with features such as this one.

Also, only one other top competitor provides a discount for federal employees.  After all, Geico does stand for Government Employee Insurance Company, and it has a history that goes way back to its founders working with government employees and military personnel because they were considered good risks.

Read More: Government Employees Insurance Company Car Insurance Review

Customer Loyalty

Geico Customer Loyalty Car Insurance Discounts

Our staff confirmed the following discounts not listed on Geico.com. Contact Geico to determine your possible percentage of additional savings if any of the following apply to you.

• Distant Student – having a college student who lives on campus 100+ miles away that does not use their vehicle
• Early Signing – signing your next 6-month policy prior to seven days before your current policy expires
• Farm Vehicle – offered on vehicles used for farming purposes
• Full Payment – offered if you pay your premiums in full
• Further Education – offered to individuals with a four-year degree or higher
• Low Mileage – offered to individuals who travel few annual miles
• Utility Vehicle – offered for vehicles designed to accomplish specific tasks (as opposed to passenger vehicles)

There are two discounts Geico does not offer that its top competitors do:

• Discounts for using automatic draft payment processes such as AutoPay, e-Bill, or EZ Pay
• Discounts for using a driving device installed in your vehicle or a mobile application that tracks your driving habits such as hard braking or quick acceleration.

While Geico has its reasons in not offering the aforementioned discounts, it never hurts to ask!

What do you need to know to cancel your Geico policy?

Canceling your policy is never fun but sometimes it’s necessary. Here are some frequently asked questions about canceling your Geico policy.

Is there a cancellation fee?

Some companies charge a cancellation fee or a prorated amount for your insurance if you cancel in the middle of your insurance policy term.

Geico does not have a cancellation fee to cancel your automobile insurance policy, no matter when you choose to cancel.

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Will I receive a refund or owe money if I cancel?

Most insurance companies require that you prepay your insurance policy, so you are usually paid ahead to some date in the future. This means that if you cancel before the date you are paid up until you may be entitled to a refund.

With Geico, the agent that cancels your policy for you can let you know how much of a refund you may receive after you cancel your policy.

Keep in mind, you might actually owe money if you made changes to your policy that raised the cost of your insurance policy.

If you add another vehicle, for example, you might owe money if you cancel down the road, especially if you haven’t made any larger payments on your policy yet when you cancel.

Can I have someone else cancel my policy for me?

Geico will not let you have someone else cancel your policy for you because an insurance policy is a legal contract between you and the company.

This means you can’t have your new agent call to cancel the policy if you get insurance somewhere else, a family member call to cancel for you or even someone else who is listed as a driver on your policy such as your adult child.

If they aren’t listed as the policyholder, they can’t cancel the insurance.

One exception to this policy is if you have someone with power of attorney for you. If, for example, you are a military service member who has given power of attorney to a parent, your parent can call and cancel your policy for you.

Geico will require them to fax in the power of attorney document before they will let them cancel the policy.

How can I cancel my policy?

Some companies require that you cancel in writing or go to your local agent’s office to cancel your policy. Other companies will let you cancel online if you have online access to your insurance policy.

With Geico, you will need to call the 24-hour customer service center to cancel your policy. You can make other changes in your policy on the Geico website.

Ways NOT to cancel your Geico auto insurance policy:

• Don’t send an email. Your policy won’t be canceled.
• Don’t have someone else call to cancel your policy.
• Don’t try going to a local agent. Geico doesn’t have local agents.

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When can I cancel my policy?

With Geico, you can cancel your policy at any time and have it effective immediately or at a future date. There are even some limited circumstances that you can backdate a cancellation to make it effective on a date in the past, such as if you sold your vehicle.

Choose your cancellation effective date carefully to avoid having a lapse in insurance coverage, especially if you are selling your vehicle.

Some states require that you carry insurance on a vehicle until you turn in your license plates, and Geico may notify your state directly of the cancellation date of your insurance.

If in doubt, ask the Geico agent when you call or contact your local Department of Motor Vehicles for advice.

What time will my cancellation be effective?

All of Geico’s auto insurance policies begin and end at 12:00 AM on the effective date. This means if you cancel effective tomorrow’s date, you will have no insurance tomorrow because it will end at midnight tonight.

Always cancel your policy effective the day after the last day you want to have insurance coverage on your car.

Read more: Geico Car Insurance Cancellation Policy

What are premiums written and loss ratio?

The table below shows the premiums written by Geico compared to its loss ratio over a three-year period.

Geico Loss Ratios and Premiums Written by Year

The total premiums written by Geico indicate intense growth as compared to that of its competitors.  Geico experienced a close to seven billion increase in premiums written during a three-year period when other top competitors increased by less than five billion over the same three-year period.

A loss ratio shows how much a company spends on claims to how much money it takes in on premiums. For example, a loss ratio of 60 percent indicates that companies are spending $60 on claims out of every $100 earned in premiums.

A loss ratio of over 100 percent means a company is losing money. If the loss ratio is too low, a company isn’t paying claims. The remaining goes to overhead and shareholders.

Geico has maintained a loss ratio in the (safe) 70 percent range during the same three years of intense growth.

When we compare this significant growth in total premiums written to the loss ratio, we can see that Geico is fairly loyal to its customers in paying claims.

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How do you get a quote online?

Are you ready to see if Geico is a good match for you?

We have included instructions on how to get a quote from Geico.

Remember to check out Geico’s coverage calculator before getting a quote. This will help you decide what types of coverage and coverage levels that are best for you and your family.

Step One

Go to Geico.com, and right there on the home screen, Geico invites you to enter your zip code to get started with your quote.

Step Two

Enter your basic personal information.

• Name
• Birthday
• Address

Step Three

Enter your vehicle information.

• Select your vehicle or enter a new one
  • Is this vehicle owned, financed, or leased?
  • How is the vehicle primarily used?
  • What’s the annual mileage for this vehicle?
  • Do you want to add another vehicle?

Step Four

Enter your detailed personal information.

• Gender
• Marital Status
• Own or Rent your Home
• Years with Current Insurance Company
• Driving History
• Level of Education
• Employment Status
• Occupation
• Military Affiliations
• Government Affiliations

Step Five

Add any other drivers.

Step Six

At this point, Geico will ask you to enter any driving incidents as pictured below. A callout specific to your state will be just below as well as a button to enter incidents.

Step Seven

Enter any affiliations and memberships so Geico can check to see if you qualify for any of their awesome discounts.

Step Eight

Finally, enter your email address and telephone number.  Geico will invite you to receive paperless bills and policy documents.  Then click Get Quote!

At this point, Geico will populate the minimum coverage requirements based on your state. You can also view all coverage types and levels or customize your coverage based on your specific needs or that of your family.

What’s the big picture?

Geico Pros and Cons

To summarize, Geico definitely has lower rates than average. It’s not your bargain company for those will less than stellar credit or driving records, and morally so; this company takes pride in its history of serving federal employees and military personnel because the founders considered them good risks.

But, Geico offers many discounts and programs that could help you get to a rate within your budget.

Their ratings are excellent in the areas of finances and mobile services.

It’s currently the second most successful car insurance companies in the nation, and its market share will only increase in the coming decade.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, “What is the best coverage plan for me/my family/my situation?” “What are the minimum coverage requirements in my state and what form of coverage do you recommend?” “Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?” and “What is the average rate of insurance quotes you guys offer?”

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It’s simple, just plug in your zip code and we’ll do the rest!

Get quotes today to find out how much you could save on car insurance. Our comparison tool is free, just enter your zip code to begin.

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